Author Archives: dcr

New York Raises Unemployment Benefits: What Employers Need to Know Starting October 13

Significant changes are on the horizon for New York businesses this fall. Beginning October 13, the state will officially increase the maximum weekly unemployment insurance (UI) benefit from $504 to $869, a major boost for unemployed workers and a move that reflects New York’s stronger economic position.

For job seekers, this means more financial stability during unemployment. But for employers, the story is a little different. While the increase aims to help working families, it can also raise long-term costs for businesses, especially those with frequent unemployment claims or inconsistent HR processes.

Let’s break down what this change really means, and how New York employers can prepare to manage the ripple effects before they hit their bottom line.

Why New York Is Raising Benefits

After years of pandemic-related strain, New York’s Unemployment Insurance (UI) Trust Fund is finally back on solid ground. During COVID-19, the state borrowed billions to cover record-high claims. Now that the fund has recovered, state leaders, including Governor Kathy Hochul, are increasing the maximum benefit to give unemployed workers a more livable safety net.

The maximum weekly benefit jumps from $504 to $869 as of October 13, 2025. That’s a 70-percent increase, and it represents the first major step in strengthening UI support in more than a decade.

At the same time, New York has paid off its federal UI Trust Fund debt, which means employers will no longer receive annual Interest Assessment Surcharge (IAS) bills. Over the next few years, that could save businesses an average of $100 per employee in 2026 and $250 per employee in 2027.

So while the increase looks positive overall, it’s not without consequences.

What This Means for Employers

In the short term, most businesses won’t notice an immediate change. But in the long run, higher unemployment benefits often translate into higher employer costs, because benefit payments are funded through UI taxes paid by employers.

Here’s what to keep in mind:

Greater benefit payouts = greater cost exposure. When more generous benefits are available, each claim costs more to fund.
Experience ratings matter more than ever. Your company’s unemployment tax rate depends on your claims history. The more claims you have, and the higher their value, the more your rate can rise over time.
HR consistency becomes crucial. Inaccurate termination documentation or delayed claim responses could lead to unnecessary charges.

If left unmanaged, these factors can slowly eat away at your profitability.

How to Protect Your Business

Now that New York’s benefit structure is changing, proactive employers can take a few smart steps to stay ahead.

1. Review Your Unemployment Claims History

Start by auditing your current and past UI claims. Are they valid? Are any claims being charged to your account incorrectly? Contesting even one inaccurate claim can make a difference in your experience rating, and that rating directly affects your tax rate.

2. Strengthen Documentation & Termination Procedures

When an employee is separated, documentation is everything. Keep written records of performance issues, disciplinary warnings, and termination details. This evidence helps protect your company if a claim is disputed.

3. Train Your Managers and HR Team

Many unemployment claims are lost because supervisors didn’t follow the correct procedures. Make sure your management team understands how their actions, from documenting behavior to completing exit interviews, affect your UI costs.

4. Explore Professional Cost Control Support

Partnering with experts who specialize in unemployment cost management can save you time and money. Professionals like Dunn Corporate Resources provide claim auditing, tax rate reviews, and compliance checks to ensure you’re not overpaying due to errors or missed opportunities.

Looking Ahead: A Balancing Act

There’s no denying that higher benefits provide essential relief for workers, and that’s good for the broader economy. But as the system becomes more generous, employers need to be vigilant about managing how those benefits impact their tax obligations.

Keeping unemployment costs under control isn’t just about reacting when a claim comes in. It’s about building consistent internal processes, maintaining accurate records, and using every opportunity to keep your experience rating as low as possible.

Final Takeaway

New York’s new unemployment benefit structure reflects progress and economic resilience. However, it also signals a new era of cost awareness for employers. Businesses that plan ahead will be in the best position to minimize financial strain while staying compliant.

If you’re unsure how this benefit increase will affect your UI tax rate, or if you’d like a no-cost review of your unemployment claims and contribution history, Dunn Corporate Resources can help. Our team specializes in unemployment cost control, tax optimization, and claims management, giving you the clarity and confidence to move forward.

Get in touch today to prepare your business for the upcoming changes and make sure you’re positioned to save where it matters most.

Breaking Down Column C: How New Jersey Employers Can Benefit from Lower Unemployment Tax Rates in 2025

For employers in New Jersey, managing unemployment insurance (UI) tax rates is a critical part of payroll planning and budgeting. Every year, the state reviews the health of its unemployment trust fund and adjusts the tax schedule accordingly. In 2025, New Jersey employers will experience a welcome change — the shift to Column C, which represents a lower tax rate range compared to the previous year’s Column D.

This shift means businesses across the state will see reduced unemployment insurance tax costs, freeing up resources that can be reinvested into operations, employees, and long-term growth. Let’s break down what Column C is, why this shift matters, and how employers can take advantage of the savings.

Understanding New Jersey’s Unemployment Tax Columns

New Jersey calculates unemployment insurance tax rates using a system of “columns.” Each column reflects the financial condition of the unemployment trust fund:

Higher Columns (like Column E or F) → Indicate stress on the fund and result in higher UI tax rates for employers.
Lower Columns (like Column A, B, or C) → Signal stability in the fund and allow for lower tax rates.

For 2024, employers operated under Column D, which carried moderately higher tax rates due to the pandemic’s lingering impact on unemployment reserves. But in September 2025, the state will officially move to Column C, easing the burden on businesses.

What Column C Means for Employers

The move to Column C directly translates into lower unemployment insurance contributions. While each employer’s exact rate still depends on their experience rating (how many former employees have claimed benefits), the baseline for all employers will now be lower.

Here’s how employers benefit:

Lower Payroll Costs
Payroll expenses are one of the biggest costs for any organization. A reduction in unemployment tax rates means businesses will spend less per employee, creating room for savings or reinvestment.
More Predictable Budgeting
Knowing that UI rates are dropping gives employers more confidence when planning budgets for 2025. This is especially important for small and mid-sized businesses that operate on tighter margins.
Stronger Incentives for Hiring
With tax rates falling, some employers may feel more comfortable expanding their workforce, which could stimulate growth both at the company and state level.
A Positive Economic Signal
The shift to Column C is not just about numbers. It reflects the overall improvement of the state’s unemployment trust fund a sign of economic recovery and stability.

Preparing Your Business for the Shift

While this is good news, employers still need to prepare strategically to ensure they capture the benefits of the change. Here’s what you can do:

1. Review Your Experience Rating

Your company’s individual UI tax rate depends on its experience rating, which is affected by the number of unemployment claims filed by former employees. Even with the Column C shift, businesses with high turnover or frequent claims may not feel the full relief. Conduct a review now to see where you stand.

2. Prioritize Employee Retention

Retaining employees isn’t just good for culture and productivity it also helps keep your UI rates low. Implementing strong training programs, offering competitive benefits, and building a supportive workplace can reduce turnover.

3. Partner with HR or Payroll Experts

Tax shifts can be confusing, especially when layered with compliance requirements. Partnering with HR or payroll professionals can ensure your business remains compliant while maximizing savings.

4. Reallocate the Savings

Think about how your business can put these savings to work. Whether it’s upgrading technology, offering better benefits, or expanding services, reinvesting unemployment tax savings can create a cycle of growth.

Long-Term Perspective: What Employers Should Expect

The move to Column C is a positive step, but it’s important to remember that unemployment tax rates are not fixed. They shift based on the overall health of the trust fund and economic conditions. Employers should stay informed and prepare for future adjustments.

Short Term (2025): Lower rates under Column C.
Medium Term (2026 and beyond): Rates will depend on claim levels and fund balance. If unemployment stays low, the trend toward lower columns could continue.
Long Term: A stable trust fund benefits everyone employers, employees, and the state economy.

Why This Matters Beyond Numbers

The shift to Column C isn’t just about tax savings it represents a broader recovery for New Jersey businesses and workers. It signals that fewer people are drawing unemployment benefits and that the state’s economy is on steadier ground.

For employers, it’s also a chance to reset. By leveraging this financial break, businesses can focus more on growth and less on navigating the challenges of higher payroll taxes.

Final Thoughts

New Jersey’s shift to Column C in September 2025 is a welcome relief for employers who have shouldered higher unemployment insurance costs in recent years. Lower rates mean reduced payroll expenses, better budgeting flexibility, and an opportunity to reinvest in employees and operations.

While the exact savings will vary by company, one thing is certain: this move reflects progress and stability in the state’s workforce system. Employers who prepare now by reviewing their experience ratings, improving retention, and planning for the future will be best positioned to maximize the benefits of Column C.

In an ever-changing economic landscape, every small financial shift can make a big difference. And in 2025, that difference is good news for New Jersey businesses.

How to Spot and Stop Fraudulent Unemployment Claims Before They Cost You

Unemployment claims are a normal part of doing business; they help support employees during times of job loss. But in recent years, many employers have been facing a different challenge: fraudulent unemployment claims. These are claims made by individuals who were never your employees, or by employees who are misrepresenting their circumstances to collect benefits they aren’t entitled to.

The problem?
Fraudulent claims aren’t just an administrative headache; they can directly increase your unemployment tax rate, costing your business thousands of dollars each year. The good news is that with the right strategies, you can detect and stop these claims before they drain your resources.

In this blog, we’ll walk you through the warning signs, prevention tips, and actionable steps to keep your unemployment costs under control.

Why Fraudulent Unemployment Claims Are on the Rise

Over the past few years, fraud has surged due to increased online filing systems, identity theft, and remote work, which makes verification harder. In some cases, criminals file claims using stolen identities. In others, employees misrepresent why they left a job to qualify for benefits.

For employers, the stakes are high. Even one fraudulent claim that goes unnoticed can:

Inflate your unemployment insurance tax rate.
Damage your company’s reputation with the state.
Drain valuable time and resources from your HR team.

This is why proactive detection and prevention aren’t optional; they’re essential.

How to Spot Fraudulent Unemployment Claims

Recognizing a suspicious claim early is your best defense. Here are some red flags to watch for:

1. Unfamiliar Names or Records

If you receive a claim notice for someone who was never on your payroll, it’s a clear sign of fraud. Cross-check the name, Social Security number, and employment dates against your records.

2. Current Employees Filing Claims

If an employee is still actively working but files a claim stating they were laid off or terminated, this is a red flag.

3. Incorrect Dates of Employment

Fraudulent claims often have mismatched hire and termination dates. A quick review of your HR system can confirm the facts.

4. Multiple Claims from the Same Address

When several claims list the same home address, but the individuals aren’t connected to your company, it could be part of a larger fraud scheme.

5. State Inquiries You Weren’t Expecting

If the state contacts you about wage details for an employee you don’t recall, investigate immediately.

Steps to Stop Fraudulent Claims in Their Tracks

Spotting suspicious activity is only half the battle, stopping it fast is where the savings happen.

1. Respond Promptly to All Claim Notices

Every unemployment claim has a deadline for an employer response. Missing it means you lose the chance to contest the claim, even if it’s fraudulent. Set up a process to review and reply to claims within 24–48 hours.

2. Maintain Accurate Employment Records

Up-to-date personnel files, payroll records, and timekeeping logs make it easier to verify or dispute claims quickly.

3. Educate Your HR and Payroll Teams

Train your staff to recognize fraud indicators and route suspicious claims to management immediately.

4. Notify the State Unemployment Office Quickly

If you suspect fraud, contact your state unemployment agency right away with supporting documentation. Many states have dedicated fraud hotlines or online reporting portals.

5. Work with an Unemployment Cost Control Partner

Specialized firms can monitor claims, track deadlines, and appeal questionable cases on your behalf, reducing both your workload and your costs.

Preventing Fraud Before It Happens

While quick detection is important, prevention saves the most money and stress. Here’s how you can make your business harder to target:

Secure Employee Data – Use encryption and limit access to sensitive personal information.
Exit Interviews and Documentation – Always document reasons for separation in detail; it helps when contesting false claims.
Payroll Audits – Conduct regular audits to ensure your records match actual employee status.
Employee Communication – Let current staff know to report any unemployment paperwork they receive if they haven’t left the company.

Why Acting Quickly Saves You Money

The unemployment insurance system calculates your tax rate based on the number and cost of claims charged to your account. If fraudulent claims slip through, they artificially inflate your history of payouts, which means:

Your tax rate increases, sometimes for multiple years.
You pay more per employee in unemployment insurance.

Even stopping one fraudulent claim can lead to significant savings over time.

Protect Your Bottom Line with Proactive Measures

Fraudulent unemployment claims aren’t just a government problem; they’re a business problem. By staying vigilant, maintaining accurate records, and responding quickly, you can protect your company’s finances and reputation.

If you’re feeling overwhelmed by the process or unsure whether your current strategy is enough, partnering with experts in unemployment cost control can make all the difference. They can monitor claims for you, handle appeals, and ensure you only pay for legitimate cases.

Final Takeaway:
Fraudulent unemployment claims can sneak up on even the most organized business. The key is to spot them early, stop them fast, and prevent them altogether with a proactive, well-documented approach.

Need help protecting your business from costly claims?
Let our specialists review your unemployment and disability accounts at no cost, and see how much you could save.

Contact us today and keep fraud from eating into your bottom line.

New Jersey’s Move to Column C: What Employers Need to Know About the 2025 Unemployment Tax Table Changes

Running a business in New Jersey comes with many responsibilities, and keeping up with state tax changes is one of the most important. In July 2025, the New Jersey Department of Labor will implement a shift to Unemployment Tax Table C, and for employers, this is good news.

Why? Because this move will actually lower unemployment insurance tax rates, potentially putting money back into your business’s bottom line.

If you’ve been bracing yourself for higher costs, it’s time to breathe a sigh of relief. Here’s what the change means, why it’s happening, and how your business can make the most of it.

What is the Unemployment Tax Table and Why Does it Matter?

Currently, New Jersey is operating under Tax Table D, which sets UI contribution rates from 0.6% to 6.4%. Starting in July 2025, the state will move to Tax Table C, lowering rates to a range of 0.5% to 5.8%.

Employer contribution rates to the UI Trust Fund depend on two factors:

The overall health of the fund, which determines which column of the UI tax table applies to all New Jersey employers.
Each employer’s history with unemployment claims, which sets their specific rate within that column.

The tax tables are set in statute by the New Jersey Unemployment Compensation Law and automatically update each fiscal year based on the fund’s status, ensuring rates reflect both state-wide and individual circumstances.

Why the Shift to Table C is Happening?

The Unemployment Insurance Trust Fund is funded by employer contributions and is used to pay out unemployment benefits to eligible workers. When the fund’s balance improves, often due to a combination of lower unemployment rates, careful fund management, and strong economic conditions, the state can lower the tax burden on employers.

New Jersey’s decision to move to Table C is the result of the Trust Fund’s continued recovery following the pandemic years. As more businesses reopened, fewer unemployment claims were filed, and the fund’s balance strengthened.

How This Change Benefits Employers

1. Lower Tax Rates Mean More Money in Your Business
For small and mid-sized businesses, especially, even a slight reduction in UI tax rates can make a noticeable difference. These savings can be reinvested into staffing, equipment, training, or expansion.

2. Predictable Costs Through Mid 2026
Because this change takes effect in July, you’ll be able to plan your budgets with greater confidence, knowing that your unemployment tax liability will be reduced for the remainder of the fiscal year.

3. A Positive Signal for New Jersey’s Economy
The shift to Table C reflects the state’s improved economic outlook. This stability can attract more business investment and growth across industries.

What Employers Should Do Now

While the move to Tax Table C is a clear win for employers, it’s still important to review your unemployment tax rate notice when it arrives. Your specific rate will depend on your company’s experience rating, the history of unemployment claims charged to your account.

Here are a few steps you can take:

✔ Review Your 2025 Rate Notice Carefully
When you receive your updated rate notice in the mail, check the numbers against your previous year’s rate to confirm the reduction.

✔ Evaluate Voluntary Contributions
In some cases, employers can make a one-time voluntary contribution to the Unemployment Insurance Fund to “buy down” their rate even further. This strategy can be especially effective when rates are already trending lower.

✔ Audit Your Unemployment Claims
Make sure all charges to your account are accurate. If there are any questionable claims, address them promptly with the Department of Labor.

Common Questions About the Table C Shift

Will every employer see lower rates?
Most employers will benefit from the shift to Table C, but the exact amount of reduction will vary depending on your business’s individual experience rating.

Does this change affect disability or other payroll taxes?
No. This shift applies specifically to the unemployment insurance portion of your payroll taxes.

Can my rate still go up even though the state is moving to a lower table?
It’s possible if your business has had a significant increase in unemployment claims. However, for the majority of employers with stable or low claims, rates should decrease.

Why You Should Still Pay Attention

It might be tempting to simply celebrate the rate reduction and move on, but smart employers know that unemployment taxes are just one part of a bigger picture. Keeping your claims low, maintaining accurate payroll records, and exploring voluntary contributions can lead to even more savings in the future.

At Dunn Corporate Resources, we specialize in helping employers navigate the complexities of unemployment cost control. We can review your rate notice, identify opportunities for further savings, and ensure that you’re not paying a penny more than necessary.

The Bottom Line

The July 2025 shift to New Jersey’s Tax Table C (0.5%–5.8%) from Table D (0.6%–6.4%) is a rare piece of good news in the world of business taxes. It reflects a healthier unemployment insurance system and offers a tangible benefit for employers across the state.

By understanding how the new table works and taking proactive steps to manage your unemployment tax account, you can maximize these savings and strengthen your business’s financial position.

Need help reviewing your tax rate notice?
We’re offering a no-cost analysis of your unemployment and disability tax accounts. Our specialists will help you understand your rate, uncover potential savings, and give you the confidence to make informed decisions.

Contact Dunn Corporate Resources today, let’s make sure you get every dollar of savings you deserve.

https://www.nj.gov/labor/lwdhome/press/2025/20250618_UI_Contributions.shtml

https://www.nj.gov/labor/ea/employer-services/rate-info

Avoid These Common Employer Mistakes in Handling Unemployment Claims

Managing a business is full of challenges, and one of the most frustrating ones can be dealing with unemployment claims. Whether you’re going through layoffs, restructuring, or parting ways with an employee for other reasons, those departures often come with an extra cost: unemployment insurance claims.

What many employers don’t realize is how easy it is to make small mistakes that can lead to big financial consequences. These missteps could drive up your unemployment tax rate sometimes for years without you even knowing why. But the good news? Most of these mistakes are preventable.

Let’s break down some of the most common employer errors when it comes to handling unemployment claims, and what you can do to avoid them.

1. Delayed Responses to Claims

It might not seem like a big deal to miss a deadline here or there, but when it comes to unemployment claims, time matters. In many states, you have just 10 days (sometimes less) to respond. If you miss that window, the claim can be approved automatically, even if the employee shouldn’t be eligible.

👉 What You Can Do: Assign a go-to person in HR to track incoming claims and respond right away. A timely and thorough response can make all the difference in whether a claim is approved or denied.

2. Vague or Incomplete Documentation

“We let them go for poor performance.” Unfortunately, that kind of statement won’t hold up. Without specific incidents, dates, and written records, the state is likely to side with the former employee.

👉 What You Can Do: Keep detailed records of employee performance issues, including written warnings, performance improvement plans, and any relevant communications. The more evidence you have, the stronger your case.

3. Misclassifying the Reason for Separation

Getting the separation reason wrong, even by accident, can lead to your business being wrongly charged for benefits. For instance, if an employee quits but you list it as a layoff, your account might be hit with avoidable charges.

👉 What You Can Do: Be crystal clear about the reason for separation. Whether it was a resignation, misconduct, reduction in force, or something else, accuracy matters when it comes to unemployment eligibility.

4. Automatically Approving Every Claim

It might seem easier to just let claims go through, especially if you’re short on time. But if you don’t review and challenge questionable claims, you could be driving up your unemployment tax rate year after year.

👉 What You Can Do: Don’t assume every claim is valid. Review each one carefully. If an employee was terminated for serious misconduct or left voluntarily, you may have valid grounds to contest the claim.

5. Skipping the Appeals Process

Did a claim get approved when it shouldn’t have? Many employers don’t realize they have the right to appeal, or they don’t think it’s worth the effort. But appealing a claim can often reverse the decision and save you money.

👉 What You Can Do: If something feels off, file an appeal. Gather your documentation, attend the hearing, and present your case clearly. You might be surprised how often decisions are overturned.

6. Gaps in Communication Between Departments

In many companies, the people who manage day-to-day operations aren’t the ones handling unemployment claims. This disconnect can lead to missing or inconsistent information when responding to claims.

👉 What You Can Do: Encourage better communication between HR, supervisors, and department heads. Make sure all relevant documentation is accessible and up to date so that your claim responses are thorough and accurate.

7. Ignoring Unemployment Cost Control Strategies

Many business owners treat unemployment insurance like a fixed cost, but it’s not. How you handle claims directly impacts your tax rate. Without a clear strategy, you could be overpaying without even realizing it.

👉 What You Can Do: Partner with experts like Dunn Corporate Resources. We help businesses take a proactive approach to unemployment cost control, from reviewing claims to evaluating voluntary contributions that could reduce your tax rate.

8. Not Training Managers on Proper Procedures

Your managers are on the front lines. If they don’t document issues properly or follow consistent processes, it makes it harder to defend against claims later on.

👉 What You Can Do: Provide training for supervisors on how to handle terminations, document employee behavior, and communicate clearly with HR. These habits can help you avoid costly claim mistakes down the road.

The Bottom Line: Be Proactive, Not Reactive

Unemployment claims don’t have to be a drain on your business. With the right strategy, clear documentation, and timely responses, you can protect your company from unnecessary costs.

At Dunn Corporate Resources, we specialize in helping businesses just like yours take back control of unemployment insurance costs. Our team offers complimentary evaluations of your unemployment and disability tax accounts, identifies potential savings, and helps you build a plan that works.

📞 Ready to start saving?
Let’s talk. Contact us today and discover how smart unemployment cost control can make a difference to your bottom line.

When Should You Appeal an Unemployment Claim? Expert Advice for Employers

Managing business costs is a constant balancing act, and many employers don’t realize that unemployment insurance (UI) taxes can quietly drain thousands of dollars from their bottom line each year.

The good news? With the right strategy and with expert Unemployment Cost Control Services, companies can take charge of this often-overlooked expense and save big.

If you’ve ever felt frustrated watching your UI tax rates go up or puzzled about how to protect your reserve account, this blog is for you.

Why Unemployment Costs Matter More Than You Think

When an employee files for unemployment benefits, your business may be charged for part or all of those claims. Over time, this drives up your experience-rated UI tax rate, increasing what you pay on every employee paycheck.

Many businesses just accept rising UI taxes as “the cost of doing business.” But that’s a costly mistake. Without proactive management, your UI taxes can balloon — even if your overall payroll hasn’t changed much.

That’s where Unemployment Cost Control Services come in.

What Are Unemployment Cost Control Services?

Think of these services as a specialized team that helps you:

Minimize wrongful or excessive unemployment claims
Proactively manage your UI reserve account
Lower your long-term UI tax rate
Stay compliant with changing state laws
Appeal incorrect claims quickly and successfully

By partnering with a firm like Dunn Corporate Resources (Dunncorp), you gain access to deep expertise in unemployment law, claims management, and tax optimization, saving you time and money.

How These Services Save You Money

Here’s what businesses often see when they invest in expert Unemployment Cost Control:

1. Fewer Unjustified Claims Paid Out

Without guidance, many companies unknowingly allow ineligible or improper claims to slip through the cracks. Each one paid raises your tax rate.

Cost control professionals know how to:

Identify invalid claims
Respond with legally sound documentation
Represent your company in hearings

Result? Lower claim costs and lower future tax rates.

2. Smarter Use of Voluntary Contributions

Many states, including Texas (through the TWC Voluntary Contribution option), allow businesses to make a one-time contribution to lower their UI tax rate.

An expert service can help you calculate when this is worth it — and how much to contribute to maximize savings.

3. Strategic Reserve Account Management

If your reserve account runs low, your tax rate skyrockets.
If it’s too high, you may be tying up funds unnecessarily.

An experienced partner like Dunncorp helps you maintain a smart balance — so you stay protected and keep your tax rate as low as possible.

4. Compliance Peace of Mind

State UI laws change frequently. One mistake could result in penalties, audits, or unexpected tax increases.

By working with an expert service, you ensure:

Correct classification of workers
Proper separation documentation
Timely responses to state notices
Ongoing compliance with all state rules

Signs Your Business Could Benefit from Unemployment Cost Control Services

Wondering if this is the right move for you?
You should seriously consider it if:

👉 Your UI tax rate has increased in recent years
👉 You’ve experienced layoffs or turnover
👉 You have limited HR resources for claims management
👉 You’ve struggled to appeal claims successfully
👉 You want to better forecast and manage payroll tax costs

For many companies, even a small reduction in their UI tax rate translates to thousands of dollars in annual savings.

Why Choose Dunn Corporate Resources?

At Dunn Corporate Resources (Dunncorp), we’ve been helping businesses across the U.S. slash unnecessary unemployment costs for more than 30 years.

Here’s what sets us apart:

✔ Deep expertise in state unemployment laws
✔ Proven claims management and appeal success
✔ Customized tax rate forecasting
✔ Strategic guidance on voluntary contributions
✔ Personalized service, no one-size-fits-all templates here

Our clients routinely save significant amounts, and we make the entire process easy and transparent.

Don’t Leave Money on the Table

In today’s economy, every dollar counts. If you’re not actively managing your unemployment tax costs, you’re likely overpaying — often by far more than you realize.

The solution is simple: bring in the experts.

Ready to take control of your UI costs?
Connect with the team at Dunncorp today and discover how our Unemployment Cost Control Services can help you save big — now and in the years ahead.

Smart Move or Wasted Money? The Truth About TWC Voluntary Contributions

As a business owner in Texas, you’re constantly navigating complex regulations, tax requirements, and cost-saving opportunities. One lesser-known—but highly impactful—option from the Texas Workforce Commission (TWC) is the Voluntary Contribution program.

At first glance, the idea of voluntarily giving the state more money might seem confusing, even counterproductive. But when used wisely, this strategy can lead to significant unemployment tax savings for your company. So, is it a smart financial move—or just wasted money? Let’s dig into the facts.

What Is a TWC Voluntary Contribution?

Each year, the TWC assigns your business an unemployment tax rate based on your history of claims, payroll size, and prior contributions. This rate determines how much you pay into the state’s unemployment insurance fund.

If your tax rate increases due to recent layoffs or claims, you have the option to make a voluntary payment to reduce that rate. Essentially, you’re pre-paying into the system to improve your rating, which in turn lowers your future unemployment taxes.

It’s not a donation—it’s a strategic investment.

Why Would Any Business Pay More Upfront?

Let’s say your unemployment tax rate rises due to a few claims. With that higher rate, you’ll owe more on every dollar of your taxable payroll. But if you make a voluntary contribution, the TWC may offer a lower rate—helping you save over the course of the year.

Here’s a quick example:

Taxable wages per employee: $9,000
Number of employees: 20
Current rate: 3.8%
Potential reduced rate: 2.9%

That’s a difference of $1,620 in savings. If the voluntary contribution costs $1,000, you’re still ahead by $620—and that’s just one year.

When It Makes Sense

TWC Voluntary Contributions make sense when:

You’ve had recent unemployment claims
Your workforce is growing or stable
You can calculate clear, upfront savings
You want predictability in your tax obligations

Many employers use this tool to manage spikes in their unemployment tax rate, especially following workforce adjustments or restructuring.

Common Missteps to Avoid

It’s easy to overlook the voluntary contribution option. You typically have 60 days from the date your TWC tax rate notice is issued to act. Miss this window, and you’re locked into the assigned rate for the year.

Another mistake? Skipping the math. Many businesses guess at whether it’s worth it, only to find out later they could have saved thousands. That’s where experience and proper analysis come into play.

Make a Strategic Move with Dunn Corporate Resources

At Dunn Corporate Resources, we specialize in helping businesses like yours navigate and optimize unemployment costs. Whether you’re considering a voluntary contribution or simply trying to understand your tax rate notice, we’re here to guide you every step of the way.

With our team, you get:

A detailed review of your TWC tax rate notice
A clear breakdown of potential savings from voluntary contributions
Expert help in filing forms and meeting deadlines
Long-term strategies to minimize unemployment tax liability

We’re not just consultants—we’re partners in your cost control journey.

The Bottom Line

Is a TWC Voluntary Contribution a smart move or wasted money? That depends on your specific numbers. But one thing’s for sure: when used correctly, it can be a powerful way to take control of your unemployment tax rate and protect your bottom line.

Instead of reacting to higher costs, voluntary contributions allow you to be proactive—something every business can benefit from.

So if you’ve received your tax rate notice and are unsure about your next step, don’t go it alone. Let Dunn Corporate Resources help you make the smartest financial move for your business.

How New York Employers Can Slash Costs with Voluntary Contributions

Running a business in New York comes with its fair share of financial juggling, and unemployment insurance (UI) taxes are one of those balls you don’t want to drop. If you’re looking for a smart way to keep more money in your pocket, voluntary contributions to the state’s UI fund might just be your secret weapon. This isn’t about throwing cash away—it’s about strategically lowering your UI tax rate and saving big over time. Let’s break down how it works, why it’s worth considering, and how you can make it pay off.

What Are Voluntary Contributions Anyway?

New York’s UI system operates on an “experience-rated” basis. In plain English, that means your tax rate depends on your track record—think layoffs, claims, and the balance in your UI reserve account. If that balance is low, your tax rate climbs, and your costs go up. Voluntary contributions let you take control by adding extra funds to your reserve account, which can nudge your tax rate down. It’s like giving your business a little financial cushion that pays off later.

How It All Comes Together
Here’s the step-by-step on how this plays out every year:

The Tax Rate Notice Lands – The New York Department of Labor (NYDOL) drops a
letter in your mailbox spelling out your UI tax rate for the year ahead.
Crunch the Numbers – You figure out if tossing some extra cash into your reserve
account will trim your tax rate enough to make it worthwhile.
Make the Move – If it looks good, you send in your voluntary contribution by the
NYDOL’s deadline.
See the Savings – That payment boosts your reserve balance, and voilà—your tax rate
might drop for the upcoming year.

Why Bother? The Money-Saving Perks So, what’s in it for you? Plenty, actually:
● Cheaper UI Taxes – A bigger reserve balance can bump you into a lower tax bracket,
cutting what you owe next year.
● Savings That Stack Up – A lower rate doesn’t just help now; it can keep your costs
down in the years ahead.
● Smoother Cash Flow – Paying a lump sum upfront beats shelling out higher taxes all
year long, giving your payroll some breathing room.
● A Buffer Against Hikes – If layoffs hit, a beefier reserve can soften the blow of a
spiking tax rate down the road.

Are You Eligible—and Should You Do It?

This isn’t a one-size-fits-all deal. Here’s what to think about:
● Who Can Play? – You need an experience-rated UI tax rate to qualify. New businesses stuck with a flat rate? You’re out of luck for now.
● Will It Move the Needle? – Check your tax rate notice to see if a contribution will actually lower your rate enough to matter.
● Do the Math – Weigh the cost of the payment against the tax savings. If it’s not a win, skip it.
● Beat the Clock – You’ve got a tight window—usually 30 days from getting your notice—to act.

The Bottom Line
Voluntary contributions are a clever way to take charge of your UI tax rates in New York. They can trim your tax bill, steady your cash flow, and shield you from nasty rate jumps later. The trick is to check if you qualify, run the numbers, and get some expert input if you need it. With a solid plan, this move could be a game-changer for your business’s finances. Ready to dive deeper into UI tax strategies? Swing by Dunn Corporate Resources for some pro-level help. We’re all about turning smart moves like this into real savings for your business.

Top Strategies for Effective Unemployment Cost Control

Unemployment costs can significantly impact a company’s financial stability if not managed efficiently. By implementing strategic policies and
leveraging Unemployment Cost Control Services, businesses can reduce expenses, optimize Tax Savings for Businesses, and improve their bottom line. Effective Unemployment Claims Management and proactive Workforce Management strategies help minimize unnecessary unemployment claims and associated costs. Below are key strategies to achieve Corporate Cost Control Unemployment efficiently:

1. Implement Strong Hiring Practices

Hiring the right employees from the start is crucial in reducing turnover and unemployment claims. A structured hiring process ensures that candidates are not only qualified but also align with company culture.

Best Practices for Hiring:

Conduct thorough background checks and reference verifications.
Use structured interviews to assess skills and cultural fit.
Clearly define job expectations and responsibilities.
Offer realistic job previews to prevent mismatched expectations.

2. Improve Employee Retention

High employee turnover leads to increased Unemployment Insurance Claim filings. Creating a positive work environment and addressing employee concerns proactively can significantly improve retention rates.

Ways to Improve Retention:

Offer competitive wages and benefits.
Provide clear career advancement opportunities.
Foster a strong company culture with open communication.
Conduct regular employee satisfaction surveys and act on feedback.

3. Properly Document Employee Performance and Conduct

Accurate documentation is essential in case of Unemployment Insurance disputes. Maintaining detailed employee records strengthens the employer’s position when contesting claims.

Key Documentation Practices:

Keep detailed records of performance evaluations and disciplinary actions.
Have employees acknowledge receipt of company policies and procedures.
Document warnings and performance improvement plans before termination.

4. Conduct Exit Interviews and Voluntary Resignation Procedures

Encouraging employees to resign voluntarily rather than being terminated can help lower Unemployment Compensation Cost Control efforts. Conducting structured exit interviews allows employers to address workplace issues effectively.

Best Practices for Exit Interviews:

Identify reasons for employee departure and address recurring concerns.
Offer incentives for voluntary resignations when appropriate.
Ensure clear communication about final payments and benefits.

5. Contest Unwarranted Claims

Not all Unemployment Benefits claims are valid. Employers should be proactive in contesting fraudulent or unwarranted claims. Understanding the
appeals process helps avoid unnecessary expenses.

How to Handle Claims Effectively:

Review claims carefully and gather supporting documentation.
Respond to claims within the required deadlines.
Attend hearings and provide evidence to dispute invalid claims.

6. Utilize Unemployment Cost Management Services

Many businesses are unaware that they may be eligible for refunds related to overpaid payroll taxes or past unemployment contributions. Partnering with Unemployment Cost Control Services experts can help companies recover lost funds and optimize Tax Savings for Businesses.

Benefits of Unemployment Cost Management Services:

Identify and recover overpaid unemployment taxes.
Conduct audits to ensure compliance and potential refunds.
Optimize tax strategies to prevent overpayments in the future.

7. Leverage Unemployment Software for Claims Management

Investing in Unemployment Software can streamline Unemployment Claims Management, making it easier to track claims, respond to notices, and
reduce errors in documentation.

How Unemployment Software Helps:

Automates claim tracking and response management.
Reduces administrative errors and speeds up processing.
Provides real-time analytics for better decision-making.

8. Stay Informed on Employment Laws

Unemployment laws change frequently, and staying up to date is critical for Unemployment Insurance compliance and cost control.

How to Stay Updated:

Subscribe to government updates on employment laws.
Attend HR and tax-related webinars and training sessions.
Work with legal advisors for compliance guidance.

Conclusion

Effective Corporate Cost Control Unemployment requires a proactive approach, including strong hiring practices, retention efforts, documentation, and expert assistance. By utilizing Unemployment Cost Control Services, Unemployment Software, and Unemployment Cost Management Services,
businesses can minimize Unemployment Insurance Claim risks and unlock significant cost savings.

Partnering with industry experts like Dunn Corporate Resources ensures efficient Unemployment Compensation Cost Control while maximizing
financial efficiency.

Need help managing your unemployment costs? Contact Dunn Corporate Resources today to explore tailored solutions for your business!

Tennessee Releases 2017-2018 Tax Rate Notice

TENNESSEE EMPLOYERS: The state has recently mailed out the unemployment tax rate notice for the taxable year 2017-2018. This year the state is using premium rate table six to assign tax rates to employers.

Are you sure that the numbers on the tax rate notice is correct? Should your tax rate be revised? Are the figures used in the tax rate calculation accurate?

Contact us today to see how Dunn Corporate Resources helps ensure that employers recieve the LOWEST POSSIBLE tax rate. We are happy to offer a no-cost analysis of you unemployment tax account to see what savings may be available!

UI Tip – Document, Document, Document!

Unemployment Tip – Document, Document, Document!

Unemployment claims can be difficult to win, especially if the issue at hand is a discharge. Each state can be a little different in terms of laws and regulations, however they all require one thing in common: documentation. These days, it isn’t enough just to tell the state that someone was “discharged for violating policy.” In fact, it probably isn’t enough to provide a simple write up either!

States are now requiring that employers provide sufficient documentation to prove that the claimant was fully aware of grounds for discharge and deliberately did not follow the rules. The type of documentation that the state is looking for is:

A write up of the final incident signed by the claimant and a witness.
Any prior write ups, whether they are related to the final incident or not.
A well thought out corrective action plan to help resolve the problem at hand.
A copy of the specific policy violated.
A signed acknowledgement of the company rules/policy/handbook.

Sometimes it can be tough to get an employee to sign a write up, especially when they don’t agree. So here’s an idea: Have the employee write that they disagree, and then have them sign it. Now there is sufficient evidence that a claimant was warned AND that they acknowledged the warning, even though they didn’t agree with it. This type of backup documentation can go a long way, especially if an unemployment claim gets appealed to a hearing.

Keeping these warnings in a chronological order, along with the policies and acknowledgement will absolutely help win an unemployment claim, not to mention an EEOC or Civil Rights claim should one arise.

For more helpful tips on how to proactively fight unemployment claims, take a look at our blog or contact us today!

UNEMPLOYMENT COST CONTROL

The unemployment tax rate is the only tax rate that YOU can control. From the rising consequences of non-compliance to the erroneous actions made daily by the state, why wouldn’t you want to ensure that you are paying the lowest rate possible? At DCR, we meticulously monitor tax and claim accuracy while taking a proactive approach to claims to effectively safeguard your tax rate.

New legislation continues to be passed, and we know how hard it can be to stay updated. The consequences of non-compliance are becoming a rising problem among employers and subsequently cost them thousands. Our premier services, ranging from initial claims to hearings, will take the burden off of your hands so that you can be sure that nothing slips through the cracks.

Our state-of-the-art computer system is integrated with SIDES (the National Unemployment Insurance State Information Data Exchange System) to ensure expedited and accurate claims responses. This system increases efficiency as it streamlines the information necessary to obtain a favorable ruling, saving the employer both time and money.

Your unemployment tax rate is important to us, and that is why we closely monitor all payments made by state agencies. Erroneous payments occur regularly and undoubtedly lead to higher tax rates. When we continuously audit your benefit charge statements, we guarantee that these mistakes will be protested and accounted for.

Below is an assortment of our service options:

Web-based access and tiered services
Real-time claims status and account activity reports
Educational seminars and workshops
Client conferences
Analysis and verification of tax rates
Voluntary contribution advice
Written protests of incorrect tax rates
Charges and credits review
Protests of erroneous charges
Timely claim processing and response
Claim form direct mailing
Protests and appeals of improper claims decisions
Hearings and client preparation

For more info or to contact us click here

About Dunncorp.com

Starting in 1986, we were primarily focused on unemployment cost control and tax savings. As our business grew, so did our breadth of services. Through acquisition and partnerships, we now boast an array of services ranging from business and personal financial options to insurance and employee benefits. Our well-rounded portfolio of services has lead to unmatched savings and now serves thousands of clients in all 50 states.

Since the beginning, we have been committed to superior customer service and support. Our job as a full service third party administrator is to make our clients’ lives easier. With our client retention rate at 97%, we can confidently say that we are proud of what we do. By combining our knowledge and expertise with our high quality of service, we strive to accomplish our goal of building long lasting and mutually beneficial relationships with all of our clients.