Tag Archives: tax

Employee or Independent Contractor?

Employee or Independent Contractor?

Deciding whether an individual is an employee or an independent contractor can be difficult. This is a recurring question whenever employers are determining how to treat payments for services. The IRS outlines three categories to help define the degree of control that an employer has and the independence that an individual has:


  • Behavioral: Does the company control or have the right to control what the worker does and how the worker does his or her job?
  • Financial: Are the business aspects of the worker’s job controlled by the payer? (these include things like how worker is paid, whether expenses are reimbursed, who provides tools/supplies, etc.)
  • Type of Relationship: Are there written contracts or employee type benefits (i.e. pension plan, insurance, vacation pay, etc.)? Will the relationship continue and is the work performed a key aspect of the business?


If it is still not clear as to how an individual should be classified, the IRS gives employers the option to file the Form SS-8. The IRS will then review the facts and circumstances and make an official determination on the individual’s working status.

Tennessee Releases 2017-2018 Tax Rate Notice

Tennessee Releases 2017-2018 Tax Rate Notice

TENNESSEE EMPLOYERS: The state has recently mailed out the unemployment tax rate notice for the taxable year 2017-2018. This year the state is using premium rate table six to assign tax rates to employers.

Are you sure that the numbers on the tax rate notice is correct? Should your tax rate be revised? Are the figures used in the tax rate calculation accurate?

Contact us today to see how Dunn Corporate Resources helps ensure that employers recieve the LOWEST POSSIBLE tax rate. We are happy to offer a no-cost analysis of you unemployment tax account to see what savings may be available!

Case Study – Saving a client 36% through a Private Disability Plan

Case Study – Saving a client 36% through a Private Disability Plan

The unemployment tax rate is not the only tax rate that Dunn Corporate Resources (DCR) helps employers reduce. The majority of our employers are unaware that savings are available in other areas such as temporary disability. (In New Jersey, “TDB” is the term used for mandated short term disability coverage). In fact, earlier this year, DCR helped an auto group with 600 employees save $40,000 on their state mandated disability taxes.

Dunn Corporate Resources proposed that the auto group look into moving off of the state plan to a privatized plan. Since we receive notification of most clients’ tax rates, we knew going in that we had an excellent chance of success. We took the key data for the auto group and received bids from several insurance carriers that specialize in private disability plans. We presented, and our client accepted, the best offer.

The result? The auto group received a 36% reduction in their tax rate. This generated a dollar savings of $40,000 over the next two years.

Savings was not the only benefit to switching to a private plan. Of equal, or perhaps, greater importance, is the dramatic improvement in claims processing. This directly impacts your employees at a vitally important time. If someone is sick or injured and unable to work for any extended period of time, the last thing they need is to wait for over two months between their last paycheck and receiving a disability check.

With a private plan, claims get processed and paid in one week or less with our carrier, compared to the state plan where claims get processed in an average of nine weeks. Once employee’s claims are processed, they receive payment via check with the private carrier instead of a pre-loaded debit card through the state plan.

The bottom line? Lower costs and better benefits for your people.

Ask your Dunn representative today about exploring the potential savings in your temporary disability plan! If you are already in a privatized disability plan, ask us about getting a competitive quote!